Your financial account lets you store funds in multiple currencies. It can hold two kinds of balance:
Balance types
Your Balances page includes a payments balance and a financial account, which serve different purposes. For eligible businesses, payment proceeds settle in your financial account.
| Balance type | Supported features |
|---|
| Payments balance | * Pay out earnings to your external bank account * Track incoming transactions * Manage transaction reconciliation * Initiate refunds or handle disputes * Instantly convert multi-currency settled funds |
| Financial account | * Add funds from an external bank account or transfer funds from your payments balance, and transfer funds back to your payments balance * Send money to anyone (using the Dashboard or API) * Create a virtual or physical card to spend funds * Instantly convert currencies * Hold a USDC stablecoin balance * Access business financing * Integrate accounting software from the Stripe Dashboard with Xero and QuickBooks Sync by Acodei |
Add currencies
Financial accounts support the following currencies:
•USD
•EUR
•GBP
This list covers fiat currencies. A stablecoin balance is enabled separately and isn’t limited to these currencies. To add different currencies to your financial account in the Dashboard:
2.In the Manage financial account currencies section, select the currencies to add to your financial account.
3.Click Save.
Stablecoin balances
A stablecoin balance holds USDC instead of fiat currency. USDC is the only stablecoin asset you can hold as a balance. The asset you send or receive depends on the blockchain network you use. You add funds to a stablecoin balance from a crypto wallet, and you can pay out from it to a bank account or to a crypto wallet. To enable or view your stablecoin balance:
2.In the Manage financial account currencies section, select USDC.
3.Click Save.
Your USDC balance then appears on the Treasury page. For where stablecoin balances are available, see Stablecoin availability. For what else you can do with the balance, see: Supported countries
For the countries where you can hold a stablecoin balance, and the release phase in each, see Stablecoin availability. Outside the United States, stablecoin balances are in private preview. Request access. Stablecoin assets and networks
For the stablecoin assets and blockchain networks that Stripe supports, see Stablecoin assets and networks. The same assets and networks apply to funding a stablecoin balance and to paying out from one. Pay out a stablecoin balance
Country coverage differs by destination:
Custody of stablecoin balances
Bridge custodies USDC; USDC is pegged 1:1 to USD.
Third-party accounting integrations
Export transactions as CSV
1.In the Dashboard, click Transactions in the left navigation.
2.Click All activity, then select Financial account.
3.Click the Currency filter and select the currency you want, such as USDC.
4.Add any other filters you want to apply.
5.Click Export.